Privacy Policy

1. Introduction

Welcome to News Finances! We are committed to protecting your privacy and handling your data in an open and transparent manner. This Privacy Policy explains how News Finances collects, uses, processes, and discloses your personal information when you visit or make use of our website.

We understand the importance of your personal data and are dedicated to ensuring its protection in accordance with applicable data protection laws, including:

  • The General Data Protection Regulation (GDPR) (EU) 2016/679 for individuals in the European Union (EU) and European Economic Area (EEA).
  • The California Consumer Privacy Act (CCPA) for residents of California, USA.

By using our Site, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not use the Site.

2. Information We Collect

We collect various types of information for different purposes to provide and improve our service to you.

2.1. Personal Data

Personal Data means any information relating to an identified or identifiable natural person. We may collect the following types of Personal Data:

  • Contact Information: Name, email address, phone number, postal address (if provided, e.g., for inquiries or support).
  • Account Information: Username, password, and other registration details if you create an account on our Site.
  • Communication Data: Information you provide when you communicate with us, such as through contact forms, emails, or comments on our articles.
  • Demographic Information: Age, gender, interests (if voluntarily provided or inferred from your interactions with our content).

2.2. Usage Data

We may also collect information that your browser sends whenever you visit our Site or when you access the Site by or through a mobile device (“Usage Data”). This Usage Data may include:

  • Your computer’s Internet Protocol (IP) address.
  • Browser type and version.
  • The pages of our Site that you visit.
  • The time and date of your visit.
  • The time spent on those pages.
  • Unique device identifiers and other diagnostic data.
  • Referring/exit pages.

2.3. Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Site and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

For a detailed explanation of how we use cookies, please refer to our dedicated Cookie Policy.

3. How We Use Your Information

News Finances uses the collected data for various purposes:

  • To Provide and Maintain Our Site: Ensuring the functionality and security of our website.
  • To Improve Our Site: Analyzing usage patterns to enhance content, layout, and user experience.
  • To Personalize Your Experience: Tailoring content and recommendations based on your interests.
  • To Communicate with You: Responding to your inquiries, providing customer support, and sending you updates or newsletters (if you have subscribed).
  • For Marketing and Advertising: Displaying relevant advertisements through services like Google AdSense, based on your preferences and consent.
  • For Analytics: Understanding website traffic, user demographics, and content popularity.
  • To Detect, Prevent, and Address Technical Issues: Monitoring for and resolving operational problems.
  • To Comply with Legal Obligations: Adhering to applicable laws, regulations, and legal processes.

4. Disclosure of Your Information

We may share your personal information in the following situations:

  • With Service Providers: We may employ third-party companies and individuals to facilitate our Site, provide the Site on our behalf, perform Site-related services, or assist us in analyzing how our Site is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
    • Examples: Hosting providers, analytics providers (e.g., Google Analytics), advertising partners (e.g., Google AdSense), email service providers.
  • For Business Transfers: If News Finances is involved in a merger, acquisition, or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.
  • For Legal Reasons: We may disclose your Personal Data in the good faith belief that such action is necessary to:
    • Comply with a legal obligation.
    • Protect and defend the rights or property of News Finances.
    • Prevent or investigate possible wrongdoing in connection with the Site.
    • Protect the personal safety of users of the Site or the public.
    • Protect against legal liability.
  • With Your Consent: We may disclose your personal information for any other purpose with your explicit consent.

5. Data Security

The security of your data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security. We implement various security measures, including encryption (HTTPS), firewalls, and regular security audits, to protect your data from unauthorized access, alteration, disclosure, or destruction.

6. Data Retention

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.

7. Your Data Protection Rights

Depending on your location, you may have certain rights regarding your personal data. We are committed to facilitating the exercise of these rights.

7.1. For EU/EEA Residents (GDPR Rights)

If you are a resident of the European Union (EU) or European Economic Area (EEA), you have the following data protection rights:

  • The right to access: You have the right to request copies of your personal data.
  • The right to rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
  • The right to erasure (“right to be forgotten”): You have the right to request that we erase your personal data, under certain conditions.
  • The right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
  • The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.
  • The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
  • The right to withdraw consent: You also have the right to withdraw your consent at any time where News Finances relied on your consent to process your personal information.

To exercise any of these rights, please contact us using the details provided in Section 9.

7.2. For Brazilian Residents (LGPD Rights)

If you are a resident of Brazil, you have the following rights under the LGPD:

  • Right to confirmation of processing: Confirmation of the existence of the processing of your personal data.
  • Right to access: Access to your personal data.
  • Right to correction: Correction of incomplete, inaccurate, or outdated data.
  • Right to anonymization, blocking, or deletion: Anonymization, blocking, or deletion of unnecessary, excessive, or unlawfully processed data.
  • Right to portability: Portability of your data to another service or product provider, by means of an express request.
  • Right to deletion: Deletion of personal data processed with your consent, except in specific cases provided by law.
  • Right to information about sharing: Information about public and private entities with which we have shared your data.
  • Right to information about consent: Information about the possibility of not providing consent and the consequences of such refusal.
  • Right to withdraw consent: Withdrawal of consent.

To exercise any of these rights, please contact us using the details provided in Section 9.

7.3. For California Residents (CCPA Rights)

If you are a California resident, you have specific rights under the CCPA regarding your personal information:

  • Right to Know: You have the right to request that we disclose what personal information we collect, use, disclose, and sell. You can request the categories of personal information we have collected about you, the categories of sources from which the personal information is collected, the business or commercial purpose for collecting or selling personal information, the categories of third parties with whom we share personal information, and the specific pieces of personal information we have collected about you.
  • Right to Delete: You have the right to request the deletion of your personal information that we have collected, subject to certain exceptions.
  • Right to Opt-Out of Sale: You have the right to opt-out of the sale of your personal information. News Finances does not sell personal information.
  • Right to Non-Discrimination: You have the right not to be discriminated against for exercising any of your CCPA rights.

To exercise any of these rights, please contact us using the details provided in Section 9.

8. Links to Other Sites

Our Site may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

9. Children’s Privacy

Our Site is not intended for use by children under the age of 13 (“Children”). We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your Children have provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from Children without verification of parental consent, we take steps to remove that information from our servers.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Thank you for your trust in News Finances. We are committed to protecting your privacy and providing a secure and transparent online experience.