Cookie Policy

1. Introduction

This Cookie Policy explains how News Finances uses cookies and similar technologies on our website, newsfinances.com. This policy aims to provide you with clear and comprehensive information about the types of cookies we use, the purposes for which we use them, and your rights to control their use. We are committed to protecting your privacy and ensuring compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR) for users in the European Union (EU) and the Lei Geral de Proteção de Dados (LGPD) for users in Brazil, as well as Google’s EU User Consent Policy.

By continuing to browse and use our website, you consent to the use of cookies as described in this policy, unless you have disabled them through your browser settings or our cookie consent mechanism.

2. What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently, to provide a personalized experience, and to gather information about user behavior. Cookies can be “persistent” or “session” cookies:

  • Session Cookies: These are temporary cookies that remain on your device only until you close your web browser. They are typically used to facilitate navigation and ensure the proper functioning of the website during a single browsing session.
  • Persistent Cookies: These cookies remain on your device for a longer period, even after you close your browser. They are used to remember your preferences, settings, or login information for future visits, providing a more convenient and personalized experience.

Cookies can also be categorized as “first-party” or “third-party” cookies:

  • First-Party Cookies: These are cookies set by the website you are visiting (i.e., newsfinances.com). They are generally used to provide core website functionalities and remember your preferences for that specific site.
  • Third-Party Cookies: These are cookies set by a domain other than the one you are visiting. They are often used for advertising, analytics, and social media integration. For example, if a website embeds content from YouTube or uses Google Analytics, these third-party services may set their own cookies.

3. How We Use Cookies

We use cookies for various purposes, including:

  • Website Functionality: To ensure the proper operation of our website, enable secure login, and remember your preferences (e.g., language settings).
  • Performance and Analytics: To collect information about how visitors use our website, such as which pages are most popular, how long users spend on each page, and if they encounter any errors. This helps us improve the website’s performance and user experience. We use tools like Google Analytics for this purpose.
  • Advertising and Marketing: To deliver relevant advertisements to you based on your interests and browsing behavior. This may involve third-party advertising partners like Google AdSense. These cookies help us measure the effectiveness of our advertising campaigns and limit the number of times you see a particular ad.
  • Social Media Integration: To allow you to share content from our website on social media platforms and to integrate social media features (e.g., embedded social media feeds).

4. Types of Cookies We Use

We categorize the cookies used on our website into the following types:

4.1. Essential Cookies (Strictly Necessary Cookies)

These cookies are fundamental for the website to function correctly. They enable core functionalities such as security, network management, and accessibility. Without these cookies, certain services you have asked for cannot be provided. Therefore, they do not require your explicit consent and cannot be switched off in our systems. You can set your browser to block or alert you about these cookies, but some parts of the site will not work.

  • Purpose: To enable basic website navigation, ensure security, and remember your consent preferences.
  • Examples: Session cookies for login, cookies to remember your cookie consent choices.

4.2. Analytics Cookies (Performance Cookies)

These cookies collect information about how you use our website, such as which pages you visit most often, how much time you spend on each page, and if you encounter any errors. This data is aggregated and anonymized, meaning it cannot be used to identify you personally. We use this information to analyze and improve the performance of our website.

  • Purpose: To measure website traffic, understand user behavior, and improve website performance.

4.3. Marketing Cookies (Targeting/Advertising Cookies)

These cookies are set by our advertising partners through our site. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites. They do not store direct personal information but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.

  • Purpose: To deliver personalized advertisements, measure ad campaign effectiveness, and prevent you from seeing the same ad too many times.
  • Examples: Google AdSense cookies, Facebook Pixel cookies.

4.4. Functional Cookies (Preference Cookies)

These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

  • Purpose: To remember your choices (e.g., language, region) and provide enhanced features (e.g., video playback, live chat support).
  • Examples: Cookies remembering your preferred language, video player settings.

5. Your Cookie Choices and How to Manage Them

We are committed to providing you with control over your cookie preferences. You can manage your cookie settings through our cookie consent banner and settings modal, or directly through your web browser.

5.1. Through Our Cookie Consent Mechanism

Upon your first visit to our website, you will see a cookie consent banner. This banner allows you to:

  • Accept All Cookies: Consent to all types of cookies (essential, analytics, marketing, functional).
  • Reject Non-Essential Cookies: Consent only to essential cookies, rejecting analytics, marketing, and functional cookies.
  • Manage Preferences: Open a settings modal where you can individually enable or disable analytics, marketing, and functional cookies. Essential cookies cannot be disabled.

Your preferences will be stored for a period of 12 months, after which you may be prompted to renew your consent. You can revisit your cookie preferences at any time by clicking on a dedicated “Cookie Settings” link, usually found in the footer of our website.

5.2. Through Your Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically:

  • View what cookies are stored on your device.
  • Delete cookies.
  • Block all cookies.
  • Block third-party cookies.
  • Clear all cookies when you close your browser.

For more information on how to manage cookies in your specific browser, please refer to the links below:

Please note that if you choose to disable all cookies, some parts of our website may not function properly or your user experience may be affected.

6. Compliance with LGPD, GDPR, and Google’s EU User Consent Policy

We are committed to complying with the following data protection regulations and policies:

6.1. General Data Protection Regulation (GDPR) – EU

The GDPR requires us to obtain your explicit, informed, and unambiguous consent before placing non-essential cookies on your device. We ensure:

  • Transparency: Clear information about cookie usage is provided.
  • Granularity: You can consent to specific categories of cookies.
  • Withdrawal of Consent: You can easily withdraw your consent at any time.
  • Record Keeping: We maintain records of your consent choices.

6.2. Google’s EU User Consent Policy

As a publisher using Google advertising products (e.g., Google AdSense, Google Analytics), we adhere to Google’s EU User Consent Policy. This policy requires us to obtain legally valid consent from users in the European Economic Area (EEA) and the UK for the use of cookies and other local storage, and for the collection, sharing, and use of personal data for ads personalization. Our implementation of Google Consent Mode helps us manage this compliance.

7. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new Cookie Policy on this page and updating the “Last Updated” date at the top. We encourage you to review this policy periodically to stay informed about our use of cookies.

8. Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

Thank you for trusting News Finances. We are dedicated to providing you with valuable content while respecting your privacy.