Chase Auto Loans

Get fast, trusted financing with Chase Auto Loans. Prequalify online.


Find Your Best Financing Match

Chase Auto Estrela Estrela Estrela Estrela Estrela
LEARN MORE ABOUT FINANCING
You will remain on the current site
Competitive Rates & Rewards

Access low APRs and earn exclusive Chase customer benefits.

Flexible Terms

Choose from multiple repayment options tailored to your budget.

Pre-Approval Made Easy

Get a quick financing decision before visiting the dealership.

Digital Loan Management

Apply, pay, and track everything through Chase Online or the mobile


Key Benefits

  • Online Prequalification – Check your rate without affecting your credit score.
  • Nationwide Dealer Network – Access a wide range of partner dealerships for smooth, on-site financing.
  • Refinance Options – Lower your monthly payments or interest rate through Chase’s simple refinancing process.
  • Digital Management – Track payments, view statements, and manage your loan in the Chase Mobile® app.

How It Compares

  • vs. U.S. Bank: Both offer stability and flexible terms, but Chase integrates directly with dealerships for faster approvals.
  • vs. Wells Fargo: Wells Fargo has more branch support, while Chase delivers a stronger online experience and cleaner digital interface.
  • vs. Capital One: Capital One’s Auto Navigator provides dealer shopping flexibility, while Chase focuses on integrated partnerships with specific brands.
  • vs. LightStream: LightStream provides unsecured loans for high-credit borrowers; Chase offers secured auto loans accessible to a broader audience.

Other Lenders Worth Knowing

LightStream

A division of Truist Bank, LightStream offers fast, unsecured car loans with no fees ideal for borrowers with strong credit histories.

AutoPay

Focused on refinancing, AutoPay helps drivers lower their APRs through a broad network of partner lenders.

PenFed Credit Union

PenFed provides some of the lowest credit union rates in the market for both new and used cars, though membership is required.

Carvana

Best for online buyers, Carvana allows you to browse, finance, and purchase vehicles 100% digitally, with home delivery available nationwide.

LendingTree

A loan comparison platform that helps you view multiple lender offers side by side, ensuring you get the most competitive deal available.

Why Choosing Chase Auto Loans Is Worth It

What makes Chase Auto Loans worth it is the seamless connection between car financing and full-service banking. You can manage your auto loan, checking account, and credit cards all in one app making it easier to stay organized and financially confident.

Chase’s strong relationships with top automakers and dealerships also ensure that you get competitive rates and a fast, professional process from start to finish. For drivers who want a balance of convenience, trust, and digital control, Chase Auto Loans deliver the reliability of a major bank with the flexibility of modern technology.

LEARN MORE

You will remain on the current site

Published in: 15/10/2025

Written By

jones Taylor is the Chief Strategist at AJ Bell. He has 16 years of experience analysing global markets, with a focus on sectors like consumer goods and mining. His career includes a role in London covering the European Consumer and Beverage sector. He holds a Business Administration degree from the University of Westminster, is CFA accredited, and was named a top equity analyst by Institutional Investor magazine for three consecutive years.

You might also like